The Digital Banking Revolution: How financial technology companies are rapidly transforming the traditional retail banking industry through disruptive innovation.
Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.
Digital Bank: Strategies to Launch or Become a Digital Bank
Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitized, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies.
Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking.
- Digital Bank Strategies to Launch or Become a Digital Bank
A quick view of Global Digital Banking in Just 30 minutes: Quick view of major initiatives of global banks in digital banking era across multiple countries ... touch-points. (Banking innovation Book 1)
*As a busy sales person, you are rushing to meet banking customers and you want to relate your knowledge of Banking industry and want to quickly impress your customer
*As an employee of any bank or IT company dealing with Banking and financial services segment, you want to impress your boss, colleagues or customers with your high-level thoughts on innovations in banking with global example.
*You are a job aspirant appearing for interview in banking sector and you want to impress interviewer, with past, present, future of digital banking.
*You are student of Commerce, Banking, Finance, management, and economics etc and want to know quickly about examples of many new generation banking projects from customer as well as CIO perspectives and across many countries in the world.
*You are research student and want to see how banks are using technology to its best.
This book gives a quick street-smart view of the examples of 10 different countries from Americas, Europe, Asia Pacific hemisphere.
What is covered in 5 segments of this book: -
This book is divided into 5 segments to define comprehensive view of Digital space
Section 1: - Moving from Traditional Banking to New-gen Banking. This segment covers of prior period when tradition banks were moving to Digital banking and why there was a need to become comprehensively digital.
Section 2: - Proliferation of Internet Banking, Mobile Banking and "Direct Banking" concept. This segment gives example of web based platforms used by banks.
Section 3: - Use of Social media in Banking and arrival of Fintech Firms. This segment gives examples of what multiple banks are doing in social media segment to connect with customers such as Facebook, Twitter, Youtube and other channels.
Section 4: - Innovative technologies such as artificial intelligence, Internet of Things (IOT), Machine Learnings, Block-chain, Big data etc. This section highlights new fancy innovations in the technology space which is taking the entire banking industry by storm and good to seek experience of Bank of America, JPMC, Ubank, Deutsche Bank, Amzon, Jibun Bank, TD Bank etc
About the Author: -
Author of this book, popularly called in the banking industry as Shri, has been working in the banking and financial market for 25 years and presently working as "consulting Practice Director" with with a large MNC. While you can take your time to read your lengthy book later, let's make best use of just 30 minutes and start using the knowledge that you will gain in quick time.
Disclaimer: - This book represents learning and experience of author and does not include any specific knowledge from gained from my present employers in employment . Also views expressed herein this book, do not necessarily express represent views of Author's present employers.
Banking: A Very Short Introduction (Very Short Introductions)
Banks are of central importance for economic growth, the allocation of capital, competitiveness, and financial stability. Propelled by technological advances in financial analysis and financial deregulation, the banking industry's investment played a key role in enhancing national economic growth in the early 21st century. The global financial crisis in 2007 revealed the banking world's feet of clay.
Since 2007, the turmoil in the global financial system has prompted a fundamental reappraisal of the scale, scope, governance, performance, safety and soundness of banks and other financial institutions. In this Very Short Introduction John Goddard and John Wilson explore the world of banking, describing the role of central banks in national and global economies, and analysing the increasing supervision and regulation imposed on the banking industry. Looking to the future, the authors
consider proposals for reform of the banking industry, and the prospects of a resolution of the closely-related banking and sovereign debt crises.
ABOUT THE SERIES: The Very Short Introductions series from Oxford University Press contains hundreds of titles in almost every subject area. These pocket-sized books are the perfect way to get ahead in a new subject quickly. Our expert authors combine facts, analysis, perspective, new ideas, and enthusiasm to make interesting and challenging topics highly readable.
Disrupting Finance: FinTech and Strategy in the 21st Century (Palgrave Studies in Digital Business & Enabling Technologies)
This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.
Breaking Digital Gridlock, Website: Improving Your Bank's Digital Future by Making Technology Changes Now
Strategic technology strategy for smaller financial institutions
Breaking Digital Gridlock empowers credit unions and community banks to make the shift to digitaleven without a seven-figure consulting budget. From leadership, to technology, to security, and more, this book provides effective, real-world strategies for taking the leap without tearing your organization apart. With an emphasis on maintaining the culture, services, and features you have carefully crafted for your customers over the years, these strategies allow you to make your organization more resistant to digital disruption by adopting key technologies at key points in their evolution. Expert advice grounded in practicality shows how FinTech partnerships and strategic technology acquisition can foster new growth with minimal disruption, and how project management can be restructured to most effectively implement any digital solution and how to implement and leverage analytics. Specific implementation advice coupled with expert approaches offer the ability to modernize in an efficient, organized, financially-sound manner.
The companion website features a digital readiness assessment that helps clarify the breadth and scope of the change, and serves as a progress check every step of the way. Access to digital assets helps smooth the path to implementation, and a reader forum facilitates the exchange of ideas, experiences, and advice.
- Identify revolutionary versus evolutionary technology opportunities
- Empower employee innovation, and stop managing all risk out of good ideas
- Understand blockchain, machine learning, cloud computing, and other technologies
- Forge strategic partnerships that will drive growth and success amidst technological upheaval
It is widely accepted that digital is the future of banking, but knowing is not the same as doing. If your organization has been riding the fence for too long amidst uncertainty and budget constraints, Breaking Digital Gridlock provides the solutions, strategies, and knowledge you need to begin moving forward.
Banking Her: A Billionaire Bad Boys Novella (Book 2.5) (Bad Boy Billionaires)
A secret duo of romance authors team up under the New York Times & USA Today Bestselling pseudonym Max Monroe to bring you more from their sexy, laugh-out-loud new series.
When one Rulebook closes
Thatch and Cassie have finally found their perfect balance of good and sweet, crazy and playful, and most importantly, hot and insatiable.
But what happens when theyre faced with a surprise neither of them plotted or schemed?
While Cassie seems to be taking everything in stride, Thatch cant stop himself from worrying about every little thing revolving around the woman he loves.
How does a man handle that kind of anxiety?
Doing the only thing he can to ease his mind without pushing away the woman he loves, Thatch proves that once again, when it comes to him and Cass, youll never see whats coming.
Another Playbook begins...
Wes Lancaster has always followed one guideline for play. He never gets involved with anyone working for his professional football team, the New York Mavericks.
It hasnt been a hard rule to live by.
Until Winnie Winslow, the new take-no-sh*t team physician.
Shes beautiful, intelligentand has no problem taking control of every situation.
She pisses him off. She turns him on.
As tension builds and desire heightens, Wes finds himself wondering how much longer hell be able to follow his gameplan.
The End of Banking: Money, Credit, and the Digital Revolution
There is an alternative!
In this thought-provoking book, Jonathan McMillan dissects banking to reveal its inner workings. He cuts through the complexity of modern finance and explains how banking almost crashed our financial system. Banking is broken, and McMillan reveals why we can no longer fix it.
The digital revolution turns out to be the game changer that calls for the end of banking. But McMillan refrains from merely pointing out flaws. Building on economic research and a rigorous analytical approach, he goes on to provide an innovative blueprint for a modern financial system.
The End of Banking transforms our understanding of the financial system. It identifies the root cause of today's problems with banking and presents a solution that stands out against existing reform proposals.
We can do better than banking
- The End of Banking Money Credit and the Digital Revolution
Digital Gold: Bitcoin and the Inside Story of the Misfits and Millionaires Trying to Reinvent Money
Bitcoin, the landmark digital money and financial technology, has spawned a global social movement with utopian ambitions. The notion of a new currency, maintained by the computers of users around the world, has been the butt of many jokes, but that has not stopped it from growing into a technology worth billions of dollars, supported by the hordes of followers who have come to view it as the most important new idea since the creation of the Internet.
Believers from Beijing to Buenos Aires see the potential for a financial system free from banks and governments, and a new global currency for the digital age. An unusual tale of group invention, Digital Gold tells the story of the colorful characters who have built Bitcoin, including a Finnish college student; an Argentinian millionaire; a Chinese entrepreneur; Tyler and Cameron Winklevoss; Bitcoins elusive creator, Satoshi Nakamoto; and the founder of the Silk Road online drug market, Ross Ulbricht.
With Digital Gold, New York Times reporter Nathaniel Popper offers a brilliant and engrossing account of this new technology. At each step of the way, Bitcoin has provided one of the most fascinating tests of how money works, who benefits from it, and what it might look like in the future.
Red Notice: A True Story of High Finance, Murder, and One Man's Fight for Justice
New York Times bestseller
THE BOOK THAT EXPLAINS WHY RUSSIANS WANTED TO MEET WITH THE TRUMP CAMPAIGN
Part John Grisham-like thriller, part business and political memoir. The New York Times
Red Notice does for investing in Russia and the former Soviet Union what Liars Poker did for our understanding of Salomon Brothers, Wall Street, and the mortgage-backed securities business in the 1980s. Browders business saga meshes well with the story of corruption and murder in Vladimir Putins Russia, making Red Notice an early candidate for any list of the years best books (Fortune).
This is a story about an accidental activist. Bill Browder started out his adult life as the Wall Street maverick whose instincts led him to Russia just after the breakup of the Soviet Union, where he made his fortune.
Along the way he exposed corruption, and when he did, he barely escaped with his life. His Russian lawyer Sergei Magnitsky wasnt so lucky: he ended up in jail, where he was tortured to death. That changed Browder forever. He saw the murderous heart of the Putin regime and has spent the last half decade on a campaign to expose it. Because of that, he became Putins number one enemy, especially after Browder succeeded in having a law passed in the United StatesThe Magnitsky Actthat punishes a list of Russians implicated in the lawyers murder. Putin famously retaliated with a law that bans Americans from adopting Russian orphans.
A financial caper, a crime thriller, and a political crusade, Red Notice is the story of one man taking on overpowering odds to change the world, and also the story of how, without intending to, he found meaning in his life.
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